For some time now the mortgage lending market has flooded potential customers with 'bargain basement' home loans, and the need for people to choose wisely has become increasingly important. Our approach remains simple, as a member we want to see you to get the best advice, value and protection when discussing or entering into any home or property investment loan product.
The home mortgage market contains various loan types to suit a range of loan purposes, so it is important you understand what these different loans offer and how they may best suit your purposes.
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2. Personal & Credit Financing
Access to finance for many people can still be a significant barrier with many increasingly turning to credit cards or borrowing from relatives and friends to fund their lives and their ventures.
Regardless of your credit history we can still help you find the right finance option to assist you.
Whether you want to buy a new car, consolidate or refinance an existing loan, go on a holiday, renovate your home or start that business venture you have always wanted to do, we can help you find a personal loan option that`s right for you.
What you can borrow will depend upon your income, the reason for your loan, your outgoings and the amount you can comfortably afford to repay after meeting any credit approval criteria.
3. Plant & Equipment Financing
Equipment finance is common for those businesses that struggle to source traditional funding, as it can help improve cash flow and also provide extra working capital. It typically involves a lender providing finance that is secured by a piece of plant or equipment.
So we help members find the right finance option to meet their finance requirements by directing them to experts that can understand their business needs and will help secure a loan that offers the flexabilty and value they need.
4. Commercial Business Financing
A commercial loan are also commonly called a business loan, a commercial and industrial loan, or a C&I loan and represents a key source of funds for the business sector. Commercial and industrial lending is a major line of business credit for a wide array of business purposes — from inventory financing to investments in equipment — across a wide array of industry sectors, ranging from retail trade to manufacturing. Likewise, commercial loans from banks represent an important source of funding for corporations, partnerships, and sole proprietorships that make up the business sector.
A commercial loan is a debt-based funding arrangement between a business and a financial institution, typically used to fund major capital expenditures and or cover operational costs that the company may otherwise be unable to afford.
Commercial loans are granted to a variety of business entities, usually to assist with short-term funding needs for operational costs or for the purchase of equipment to facilitate the operating process. In some instances, the loan may be extended to help the business meet more basic operational needs, such as funding for payroll or to purchase smaller supplies that are used in the production and manufacturing process.
5. Wealth Creation & Retirement
Creating wealth for most people is about having financial security and making enough money to retire and live a lifestyle that they are comfortable with or desire. But its not all about making money, yes money is important as it pays the rent, puts food on the table, and buys the things you either need or want in order to improve your way of life. The trouble is, for most of us we can’t get everything we want immediately because we don’t have the financial means.
If you can avoid debt, or learn how to control it so it works for you, then there is a good chance you can continue to have the things you want. It might be that you need to accumulate these items or experiences over time, but if you really want them there is nothing to stop you from having them. Sure a trip overseas is nice because it broadens your horizons, but it’s not for everyone. Maybe you want a new car, or a flat screen TV, or to be able to splurge on new clothes regularly. It’s good to want things, it will help you set goals for your savings and spending. It does however, take some patience and in some cases budgeting.
Whatever wealth creation means to you, whether it means having the ability to spend money on the things that make you happy and increase your wealth or its having enough put away to retire on comfortably so you can maintain your lifestyle into your older years. Then have the experts that can help you plan ahead and guide you to a stronger financial position.
“The best things in life might be free, but everything else is going to cost you something, so why not start sowing for your future now”
About PPL Finance Services
We offer access to a broad range of finance services, through a network of carefully selected alliance relationships with service providers that have the experience and the level of expertise required to provide guidence, assistance and innovative advice to best serve and protect the interests of our members. Learn more...
Keep in Touch
+61 8 9355 5822 +61 8 9355 5833 Suite1/160 Burswood Road, Burswood Western Australia