A debit card is an electronic current account card that offer a safe, convenient alternative to cash and cheques when you wish to make payments. Unlike a credit card, a debit card is linked to your current account and you can only spend money that you have. A debit card can be used to purchase goods and services in shops, restaurants, garages and supermarkets, as well as online. Debit cards can also be used to withdraw cash from your account.
For most transactions that you make, you will not be charged for using your debit card. As with most financial products, certain terms and conditions will apply to the use of the card. Protecting your debit card from fraud is paramount, if you wish to safeguard the money in your current account.
For further information on Debit Cards see: